small is BIG
Tankrich as an idea has been growing in mind aspiring to come up ever since I stopped spamming people's inbox's with stock ideas :D One of the shortcomings I felt growing as a teenager was that there was so less of "Financial Literacy' in our curriculum. Even to date a lot of us are horrible planners and managers of our finances(Includes your truly - On course to change). Even though some of us manage large teams ,big clients and big businesses. Then why does managing personal finances becomes so challenging - I don't have a clear answer but perhaps having never learned it formally and sometimes not guided by parents ( out of love of course) we tend to mess up this space. (Most of the times we are plain lazy) So how we get around it ? - START SMALL Do the small things right, as small changes have big impact. It could be as rudimentary as
Planning to buy your household purchases on first day of credit card cycle to enjoy maximum credit period
Setting Bill reminders (like birthday reminders) on your phones and pads to never miss a bill's due date
Pre booking flights to avoid last minute "hawk" charges by Airlines
Checking at retail counter every time you buy if there X% discount on a particular card
Not forgetting to take your loyalty card before you shop
Starting a small SIP ( Systematic Investment plan) early in your life to accumulate wealth
Earning miles when you fly - Even on official trips :D
Above all seem obvious (Common sense) but how many of us actually do it. Can we start making small changes - Oh !! yes we can. My endeavor is write two columns every month ( Starting small :D ) on how we can do a lot of small things in better way that makes a big impact. Post ideas in comment section - We can expand them in later posts Read of the Fortnight Amazing Entrepreneurial Stories Stay Fit Stay Tankrich
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